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Should you protect yourself with a prenuptial agreement?

If you are preparing to be married, you know that there is a lot of planning involved with taking this step. However, planning the wedding is just the first step — there are ways that you can prepare and protect yourself far beyond just the day you get married. One of the ways you can do this is by having a prenuptial agreement drafted.

Many Florida couples eschew the importance of having a prenuptial agreement because thinking about the possibility of a divorce is not romantic. It is not easy to consider the chance that your marriage will end, but by having a prenuptial agreement in place, you are laying the foundation of security for the future.

What you include in your agreement matters

The intent of a prenuptial agreement is to provide protection and security in case a marriage ends. It outlines how property division will work and can help to streamline the divorce process. It allows one or both parties to protect certain assets, which could help reduce the chance of contention and litigation. Prenuptial agreements can be more versatile than you may think. You can do the following with yours:

  • Shield yourself against leaving the marriage liable for your spouse's debt
  • Protect money and assets for the provision of children from a previous relationship
  • Outline the division of marital property in the event of a divorce
  • Protect your estate plan

Many people don't know that you can actually use a prenuptial agreement to outline the financial responsibilities of each spouse in the marriage. These conversations may not seem romantic during a time when you are planning the wedding, but they can actually help you and your spouse have important money-related conversations before you walk down the aisle.

There are limits to what a prenuptial agreement can do. You would be wise to carefully consider the benefits of this step, while being fully aware of the specific protections it can provide for you.

Your future is secure

While it may not be pleasant to think about the possibility of a divorce, it is both practical and beneficial to consider the benefits of a prenuptial agreement. In order to ensure that yours is enforceable in the future and to be certain that it fully protects your interests, you would be wise to seek help when drafting this document.

If you are uncertain of where to begin or what you should include in your prenuptial agreement, a beneficial first step is a complete evaluation of your case.

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