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Alcoholism and family law

When it comes to family law, there are so many different ways in which an alcohol problem can affect people. For example, if you struggle with alcoholism, this could have an impact on your present and future life in many ways with regard to family law matters. Or, if your spouse or former partner struggles with alcoholism, there are all sorts of considerations you may need to focus on. From filing for divorce due to alcoholism and domestic violence to child custody disputes, there are all sorts of divorce-related issues that can be significantly affected by heavy alcohol use.

Some people develop a drinking habit after their marriage breaks down, whether they become very depressed or they live alone and fail to monitor their drinking. Excessive drinking has also caused many marriages to fall apart and it can also impact a person’s ability to pursue a more favorable outcome in court. Not only does alcoholism sometimes get in the way of someone’s ability to review legal options and plan ahead, but it may prompt a court to believe that a certain parent is unfit to have custody rights.

The connection between cancer and bankruptcy

As many Floridians already know, cancer is one of the most expensive medical conditions to treat in America. To add to this, over the years, the cost of treating cancer has only gone up. This was confirmed by Cancer.gov, which also pointed out that the cost of new and improved cancer treatments adds up in dollars and cents, sometimes as high as $10,000 per month.

What makes this situation even worse for patients is that insurance companies are now shifting more and more of the cost of care to them. Insurance companies manage to do this through raising premiums, copayment rates, coinsurance and deductibles. Because of this, even when insured, 33 percent of patients with insurance, ranging from ages 19 to 64, still rack up medical debt and struggle with paying medical bills.

Tips for rebuilding credit after bankruptcy

For many residents of Florida, filing for bankruptcy can be a good way to get a fresh financial start, but when you file, you need to do so while understanding that your credit score will typically take a hit in the aftermath. At Blanton Law, P.A., we understand that rebuilding credit is a common goal for many people who file for bankruptcy, and we have helped many clients facing similar circumstances work to rebuild their credit after filing.

According to Nerdwallet, there are several things you can do to help rebuild credit after bankruptcy, but one of the first steps you should take is to make sure you have at least a small stash of savings tucked aside. Even having, say, a few hundred dollars in an emergency fund can prevent you from having to rely on credit cards, payday loans and the like, which can plunge you even deeper into debt.

Hiding your vehicle from repossession

Your vehicle may be important to you for a variety of reasons. Perhaps it was your dream pickup you finally bit the bullet and purchased, or maybe it was the only car you could afford. Certainly, your vehicle gets you where you need to go, whether to work, school or just around town. However, if you are no longer able to keep up with the payments on your car or truck, you may be facing the unwelcome process of repossession.

In Florida and most other states, it takes very little to fall into repossession. Sometimes, missing one payment puts you in default, and your lender can take action to reclaim the vehicle that is collateral for your loan. If you know the lender is trying to repossess your vehicle, your reaction may be to stash it away where the repossession company cannot find it. However, this may not be a wise move.

Changing your mind about divorce

For some people, the decision to file for a divorce is a result of many years of bitterness and resentment, as well as the certainty that the marriage must come to an end. For others, divorce may be the result of a recent challenge that a couple has gone through (such as an affair), even though everything else seemed fine for many years. When it comes to divorce, people sometimes change their mind for a number of reasons. Some people may decide to move forward with divorce even though they backed down from one in the past, or they may come to the conclusion that staying in the marriage is best even though they were preparing to split up with their spouse.

There are many different reasons why people change their minds about filing for a divorce. For example, someone may have lengthy talks with their spouse about the situation and they may come to the conclusion that they can work through the difficulties they are facing in marriage. Or, a couple may agree to begin counseling in order to resolve their differences. In other instances, a couple may decide that divorce is necessary after all due to failed attempts at therapy or irreconcilable differences.

Losing passport privileges due to back child support

Family law covers many different aspects of the divorce process and some couples face challenges long after they have split up, such as those who have kids and have a hard time making their child support payments on time. Unfortunately, failing to stay caught up on child support payments can result in various consequences, some of which can be absolutely devastating. Aside from being taken into custody, facing steep financial penalties and having one's reputation shattered, there are many other ways in which people are held back due to missing child support payments. For example, their passport privileges may be revoked.

If you owe enough unpaid child support, you will not be able to obtain a U.S. passport until your name has been cleared. This can take weeks and it may throw off your vacation plans, which can be especially upsetting if you had to travel overseas for an important business appointment or some family event that takes place at a certain time (weddings, etc.). Some non-custodial parents are surprised to find out that they are ineligible for a passport in the U.S. because of the child support that they owe, which highlights how pivotal it is to make your payments on time.

When bad habits lead to divorce court

A marriage may be called off for any number of reasons, but some people decide that the time has come to move on as a result of their partner’s bad habits. From gambling and sex addictions to drug use, alcoholism and even failing to “act one’s age,” there are all sorts of reasons why people decide to end their marriage with their spouse as a result of undesirable behavior. Whether your spouse has said that they do not want to remain married to you because of certain habits you have, or you are sick and tired of the way your spouse behaves, it is imperative to approach your divorce from the right angle.

First of all, you may be able to address this issue without heading to divorce court. For example, talking with your spouse about the situation may help resolve it, and some couples also settle these matters by working with a counselor. That having been said, this certainly does not work out for every couple and some inevitably find themselves in the courtroom. In some instances, a spouse may try to bring up these bad habits in court during a custody dispute or some other family law issue in order to gain an edge.

Are you a Florida homeowner in financial distress?

Any number of issues can throw your finances out of whack. For instance, you or a family member may suffer an injury or health condition that requires unexpected medical attention. Such care is expensive and, especially if your situation was unexpected, you may not be prepared to meet the cost.

Perhaps you're in good health but recently suffered a reduction in income or lost your job altogether. Sudden unemployment is enough to prompt financial hardship in most households. Regardless of the exact cause of your current financial crisis, if your mortgage debt is high and you have no means of bringing payments up to date, you may face a short sale or foreclosure.

Handling family law issues while struggling with depression

For some people, depression has been a challenge they have dealt with throughout their life, while others may have become depressed due to a recent traumatic experience. In fact, divorce and post-divorce matters such as child support or visitation can even lead to depression. If you are struggling with depression while simultaneously dealing with family law issues, it is vital to prevent your emotional difficulties from getting in the way of a favorable outcome. You should try to do everything you can to successfully resolve your problems, which could give you reassurance and some peace.

Divorce matters that involve finances or children are especially likely to have an emotional impact on people who are struggling with family law issues. However, it is important to avoid a sense of hopelessness and say no to feelings of giving up. You may be able to take a number of steps to improve your circumstances, such as a careful review of different legal options. Moreover, simply improving your mood could be beneficial with respect to family law. For example, if you are able to address your depression, this may be favorable with respect to child custody decisions.

Pushing off your divorce because of an illness

Couples facing a divorce may be going through a number of hurdles that are unique to their personal situation, from challenges involving children or other family members to financial hardship. Moreover, there are unique circumstances that can make it even tougher for someone to split up with their spouse, such as a serious illness. If you are struggling with any type of serious illness or health problem, such as a cancer diagnosis, you may come to the conclusion that it is best to push off your divorce for now.

In some cases, this can be the right move. However, there are also times when it can be beneficial to move forward with a divorce in the midst of other challenges, including health problems. For example, some people may be able to find mental relief and reduce their day-to-day stress levels by finalizing their divorce and moving on in life. However, it is best for you to carefully analyze your own circumstances and decide which move is best for you.

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